Environmental liability insurance, as assurance of reimbursement for environmental damages

Abstract

The most important social problems of the XX. and XXI. centuries were coming up about the environmental protection. This social sensibility mostly turns up with questions of responsibility for using of environment. Goal of this paper is demonstrating polemical questions of responsibility for unlawful using of the environment, mostly the payment obligation for environmental damages, and rules of the legal instrument regulated by civil law, namely the rules of liability insurance policies, according to which the insurer undertakes to provide coverage for the risk of environmental damages. On the basis of prognoses is important to analyse the significance of this insurance product in market-economy of Hungary.